Frequently Asked Questions
Everything you need to know about how Bubbabubbles finds money you're owed — and how your statements are handled.
What is Bubbabubbles?
Bubbabubbles is a free tool that scans your bank and credit-card statements to find money you may be owed but have lost track of — including refunds that were promised but never posted, duplicate charges, overcharges, and unexpected fees.
How does Bubbabubbles find money I'm owed?
You upload one or more statements as a PDF or image. Bubbabubbles reads every transaction, matches each promised refund back to its original purchase across your history, and flags anything that never posted, was charged twice, or looks like an unexpected fee. Each finding is explained in plain language.
Is it safe to upload my bank statement?
Statements are transmitted over an encrypted connection and are used only to identify money you may be owed. Bubbabubbles does not sell your data. For the current details on how statement data is processed and stored, see the Trust page.
How much does Bubbabubbles cost?
Scanning your statements with Bubbabubbles is free.
What kinds of charges can Bubbabubbles catch?
Bubbabubbles looks for refunds that were promised but never credited back, duplicate charges for the same purchase, overcharges where you paid more than the listed price, price adjustments you're owed after a price drop, and unexpected or mislabeled fees.
Do I need to connect my bank account?
No. Bubbabubbles works from statements you upload or receipts you forward to your private Bubbabubbles inbox address. You do not have to link a live bank connection to get a scan.
How long does a scan take?
A scan typically takes a few seconds per statement. Uploading several statements at once lets Bubbabubbles reconcile refunds across your full history in a single pass.
What do I do after Bubbabubbles finds something?
For each finding, Bubbabubbles explains why you may be owed the money and drafts a message you can send to the merchant or provider to request it. You can mark an item as recovered once the money is returned.
Can Bubbabubbles keep watching for new charges automatically?
Yes. After your first scan you can connect email monitoring by forwarding receipts to your private Bubbabubbles inbox address, so new refunds and charges are checked as they arrive.