Money Recovery Guides
Clear, source-backed guides to getting money back — your rights, the deadlines, and the exact steps to take.
How to Dispute a Credit Card Billing Error
To dispute a credit-card billing error, send written notice to your card issuer's billing-inquiries address within 60 days of the first statement showing the error; the issuer must acknowledge it within 30 days and resolve it within 90 days.
Read guideHow to Get a Refund That Was Promised but Never Posted
If a merchant promised a refund that never appeared on your statement, confirm the missing credit against the original purchase, contact the merchant with proof, and if it is not resolved, dispute it with your card issuer in writing within the FCBA's 60-day window.
Read guideHow to Spot and Stop a Duplicate Charge
A duplicate charge is the same purchase billed more than once. Identify the repeated amount and merchant, rule out legitimate recurring bills, contact the merchant, and dispute the extra charge with your issuer within 60 days if it is not reversed.
Read guideHow to Find Money You're Owed in Old Statements
To find money you're owed in past statements, gather several months at once, match every promised refund to a posted credit, flag duplicate charges and unexpected fees, and separately search your state's unclaimed-property database for funds already turned over to the state.
Read guideLet Bubba do the checking for you
Instead of auditing statements by hand, upload them and Bubbabubbles finds what you're owed.
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